How do I know the Peak app is secure?

Security is our top priority, and Peak uses bank-level security to ensure your personal information is encrypted and protected using the same industry-leading technology that banks use.

All data transmitted between our servers and the Peak app is end-to-end encrypted using 256-bit keys.

Additionally, the Peak App requires two-factor authentication during all logins as well as a local passcode that stays on your device to unlock the app. You can also use Face ID or Touch ID if you prefer that.

Peak databases are encrypted at rest, and any sensitive information undergoes additional column-level encryption.

We never see your bank account login information. Instead, Plaid, our trusted third party that facilitates our connection between your bank and Peak, ensures your login information is securely verified with you financial institution. For more information on Plaid’s security standards, visit this link: https://plaid.com/security/ 

Rest assured, your money is also safe. Your deposits are insured up to $250,000 through our banking partner, Axos Bank, Member FDIC.

We maintain strict information security policies that contain administrative, technical, and physical safeguards for your information, and we require our partners to maintain industry standard security audits – such as SOC 2 – to prove the effectiveness of their own information security programs.

Those partners are:
Google Cloud: PCI DSS 3.2, SOC 2, ISO 27001, 27017, 27018

https://cloud.google.com/security/

Plaid: SOC 2 Type II

https://plaid.com/security/

Q2 CorePro: PCI DSS 1, SOC 2

If you have any further questions regarding our security standards, we would love for you to contact us at hello@peakmoney.com!