Do I need to maintain a balance? Haley Baskin June 19, 2020 16:28 Updated Nope! There is no minimum balance required to use Peak. But, if you need help getting started this article can help you with that. Related articles If I delete the Peak app is my account closed? How do I share Peak with my friends? Do I get charged for making a withdrawal from Peak? What if I don't reach my Peak goal by my set target date? Which transactions are excluded from Round-ups? Comments 0 comments Article is closed for comments.