Plaid is the service we use to securely connect your bank account to Peak. Plaid powers thousands of apps that you likely use every day--Venmo, Chime, Dave to name a few. When you use Plaid to connect a funding source to Peak, your data is encrypted and securely shared with us. Your banking username and login information is never shared with Peak! Plaid works continuously to maintain a secure connection between Peak and your bank account.